Financing

How to Finance Grillz with Monthly Payments

Here at Custom Gold Grillz, we offer many different payment options, including monthly payments through financing. We offer no-interest options as well as long term payment plans. For all financing, you will receive your grillz right away while making payments on your order. The process is simple - just choose to pay with one of our financing partners during checkout, and choose your plan. 

FAQ

What credit score do I need? Does financing affect my credit?

The loan depends on many factors including your credit score, but your credit score is not the only factor that they use to determine your eligibility. Your credit score will not be affected when you check your eligibility, however if you decide to finance through Afterpay, Affirm, or Klarna, the loan and payments may have an effect on your credit score. Depending on the loan provider, paying on time can help you build a positive credit history while late or nonpayment will result in a hit to your credit score.

How long can I finance for?

The length of the financing terms depend on the value of the product. The more expensive the product, the longer terms are offered (up to 24 months). Afterpay and Affirm can offer monthly plans such as 3, 6, 12, and 24 month terms while Klarna offers Pay in 4 terms. The rates will vary based on the length. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR. If you check out using Klarna’s Pay in 4 Financing, the payments are interest free every two weeks for 4 payments.

Do I have to wait until the grill is paid off before I get it?

When you’re checking out with our financing options, you don’t need to wait until you pay it off to get the piece. We start the process once the financing has been approved and the order goes through.

How much do I have to put down?

The down payment depends on what you are able to qualify for. If you qualify for the whole amount, then there is no down payment needed. If the financing firm can only finance a portion of the amount, then the remaining balance will be the down payment.

Can I pay more than what I need to each month?

Yes, you can pay as much as you would like to each month. The excess payments will lower the principal of the loan, but will not lower the monthly payments. Afterpay, Affirm, and Klarna do not have early payment penalties.

Why didn’t I get approved? Can I sign up using someone else’s information?

We do not have control over the approval process so we are unable to determine why you were not approved. Please contact Afterpay, Affirm, or Klarna directly to find out why you were not approved. Customers who are attempting to sign up for a loan are recommended to use their own information. They may use the information provided to verify your identity and in order to process your card for loan payments.

Can I pay half now and the other half when my grillz arrive?

Unfortunately, we don’t do partial payments on grillz or jewelery. We only accept full payment up front or financing via Afterpay, Affirm, or Klarna. 

Is financing available for international customers?

Currently Afterpay, Affirm, and Klarna only offer financing for our US customers. We have no financing options for international customers at this time.

How to Finance with Klarna:*

When you slice up your payments with Klarna, you will know exactly how much you will pay each month and in total. You’ll get an instant decision on whether you're approved with just simple information - no bank account or credit card required.

1.  Add items to your cart
   
2.  Select "Klarna" as your payment option at checkout
   
3.  Enter simple information and know instantly if you’re approved
   
4.  Klarna will send you an email confirmation and payment reminders
   
5.  Complete all future Klarna purchases with just a single click
   
   

How to Finance with Affirm:

When you select Affirm as your payment option, you can get a real time decision with just 5 pieces of info. If approved, they will display the different terms available to you along with the monthly payments and interest rates.

1.  Add items to your cart
   
2.  Select "Affirm" as your payment option at checkout
   
3.  Enter a few pieces of information for a real time decision.
   
4.  Select the payment schedule you like best, then confirm your loan
   
5. Download the Affirm app or sign in at affirm.com to get payment reminders via email and text
   

Disclaimer: Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Aferpay: If you would like to know more about Afterpay, visit the Afterpay website www.afterpay.com for a comprehensive list of FAQs, Terms of Service, Pay-in-4 Installment Agreement, Monthly Paymnet Loan Agreement, as well as Afterpay’s Privacy Policy

Affirm's Lending Partner Disclosure: Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Shop Pay Installments Disclosure: Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Klarna Pay in 4 Disclosure:
 *CA resident loans made or arranged pursuant to a California Financing Law license.